Malware Markets
Recombinative innovation: trojans, P2P, spam, and dialers are being combined and sold by blackhats to make money by infecting people with some serious malware designed to market/coerce/drive traffic.
"..."Sinit appears to have been created as a money-making endeavor," Mr. Stewart said in a research paper describing his discovery. "This Trojan is also further evidence that money, not notoriety, is now the major driving force behind the spread of malware these days."
A market's been waiting to develop in this niche for ages - see my bounties piece for more (and why bounties will only help accelerate the market).